Peer Analysis

Performance Ratios (%) UBAB Peer Median Peer Average
ROAA 1.58 0.89 0.87
ROAE 22.85 8.84 8.34
Net Interest Margin NA 3.63 3.79
Efficiency Ratio 71.70 74.47 71.89
Loans / Deposits 67.82 70.97 72.41
Asset Quality Ratios (%)
NPAs / Assets NA 0.25 0.52
NCOs / Avg Loans 0.09 0.02 0.09
Reserves / Loans 1.13 0.98 0.98
Reserves / NPAs NA 186.92 256.83
Capital Ratios (%)
Tier 1 Capital NA 14.59 14.87
Tangible Equity / Tangible Assets 7.41 10.66 10.34
Total Equity / Total Assets 7.41 10.72 10.67
Market Ratios
Price / Earnings (x) NA 12.99 14.29
Price / Book (%) NA 99.17 102.02
Dividend Yield (%) 0.74 2.22 2.10
Data for trailing four quarters

United Bancorporation of Alabama, Inc.'s peer group consists of the following: Auburn National Bancorporation, Inc. (AUBN), Citizens Bancshares Corporation (CZBS), First Farmers and Merchants Corporation (FFMH), First US Bancshares, Inc. (FUSB), Merchants & Marine Bancorp, Inc. (MNMB), Pinnacle Bancshares, Inc. (PCLB), SouthCrest Financial Group, Inc. (SCSG), Southern Community Bancshares, Inc. (SCBS)

United Bancorporation of Alabama, Inc.'s financial data is as of 3/31/2019.

Peer financial data is as of 3/31/2019

Return to top

Email page PDF view Print view Email Alert Social media sharing

External Link Disclaimer

United Bank has no control over information at any site hyperlinked to or from this Site. United Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by United Bank of any information in any hyperlinked site. In no event shall United Bank be responsible for your use of a hyperlinked site. If you "Continue", the link will attempt to open a new window. If it is unable to, the link will open in the current window.

Close |   Continue