Income Statement

 2015 Y 2016 Y 2017 Y 2017Q1
Interest Income17,25818,5964,81420,790
Interest Expense1,6221,6994692,040
Net Interest Income15,63616,8974,34518,750
FTE Net Interest IncomeNANANANA
Provision for Loan Losses295200134383
Trading Account Income0000
Foreign Exchange Income0000
Trust Revenue0000
Service Charges on DepositsNANANANA
Gain on Sale of Loans (FAS 140)381557NA666
Loan Fees & Charges485712NA954
Bank-owned Life Insurance Revenue283281NA294
Insurance RevenueNANANANA
Investment Banking & BrokerageNANANANA
Other Noninterest Income4,3134,142NA4,747
Total Noninterest Income5,4625,6921,4596,661
Realized Gain on Securities128246NA56
Nonrecurring Revenue0000
Compensation & Benefits9,5239,956NA10,273
Occupancy & Equipment1,9071,960NA1,794
Marketing and Promotion Expense261329NA376
Professional FeesNANANANA
Tech & Communications Expense1,7451,631NA1,797
Amrt of Intang & Goodwill Impair0000
Foreclosure & Repo19470NA639
Other Expense3,2763,523NA3,828
Total Noninterest Expense16,90617,4684,40918,707
Nonrecurring Expense0000
Pre-Provision Net Revenue4,1925,1211,3956,704
Non-FTE Pre-Provision Net Revenue4,1925,1211,3956,704
Net Income before Taxes4,0265,1681,2616,378
Provision for Taxes1,1831,6323452,883
Effective Tax Rate (%) 29.3831.5827.3645.20
Min Int & Oth after-tax Items0000
Extraordinary Items0000
Net Income2,8433,5369163,495
Net Income Attributable to Noncontrolling Int0000
Net Income Attributable to Parent2,8433,5369163,495
Preferred Dividends20620700
Other Preferred Dividends after Net Income0000
Other Changes to Net Income0000
Net Income Avail to Common2,6373,3299163,495
Net Income for Diluted EPS2,6373,3299163,495
EPS after Extra ($) 1.101.380.381.44
EPS after Extra Growth (%) 46.7025.5052.004.30
Pre-Provision Earnings per Share ($)
Comprehensive Income   
Net Income2,8433,5369163,495
Preferred Dividend Adjustment to Comprehensive Inc0000
Total Other Comprehensive Income71 (1,880) 228647
Comprehensive Income2,9141,6561,1444,143
Interest Income/ Expense Detail   
Interest Income Earned On:   
Interest Earned on Loans14,80715,5563,92217,169
Int Inc: Securities2,3502,8048533,314
Int Inc: Other Earn Assets10123539307
Int Inc: Secs & Oth Earn Assets2,4513,0408923,622
Int Inc: Total Earn Assets17,25818,5964,81420,790
Interest Expense Incurred On:   
Int Exp: CDs1,0591,093NA1,111
Int Exp: Other Deposits298299NA394
Int Exp: Total Deposits1,3561,3933461,505
Int Exp: Debt265307123535
Int Exp: Total Int-bearing Liab1,6221,6994692,040

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