Income Statement

 2015 Y 2016 Y 2017Q1
Interest Income17,25818,5964,814
Interest Expense1,6221,699469
Net Interest Income15,63616,8974,345
FTE Net Interest IncomeNANANA
Provision for Loan Losses295200134
Trading Account Income000
Foreign Exchange Income000
Trust Revenue000
Service Charges on DepositsNANANA
Gain on Sale of Loans (FAS 140)381557NA
Loan Fees & Charges485712NA
Bank-owned Life Insurance Revenue283281NA
Insurance RevenueNANANA
Investment Banking & BrokerageNANANA
Other Noninterest Income4,3134,142NA
Total Noninterest Income5,4625,6921,459
Realized Gain on Securities128246NA
Nonrecurring Revenue000
Compensation & Benefits9,5239,956NA
Occupancy & Equipment1,9071,960NA
Marketing and Promotion Expense261329NA
Professional FeesNANANA
Tech & Communications Expense1,7451,631NA
Amrt of Intang & Goodwill Impair000
Foreclosure & Repo19470NA
Other Expense3,2763,523NA
Total Noninterest Expense16,90617,4684,409
Nonrecurring Expense000
Pre-Provision Net Revenue4,1925,1211,395
Non-FTE Pre-Provision Net Revenue4,1925,1211,395
Net Income before Taxes4,0265,1681,261
Provision for Taxes1,1831,632345
Effective Tax Rate (%) 29.3831.5827.36
Min Int & Oth after-tax Items000
Extraordinary Items000
Net Income2,8433,536916
Net Income Attributable to Noncontrolling Int000
Net Income Attributable to Parent2,8433,536916
Preferred Dividends2062070
Other Preferred Dividends after Net Income000
Other Changes to Net Income000
Net Income Avail to Common2,6373,329916
Net Income for Diluted EPS2,6373,329916
EPS after Extra ($) 1.101.380.38
EPS after Extra Growth (%) 46.7025.5052.00
Pre-Provision Earnings per Share ($)
Comprehensive Income   
Net Income2,8433,536916
Preferred Dividend Adjustment to Comprehensive Inc000
Total Other Comprehensive Income71 (1,880) 228
Comprehensive Income2,9141,6561,144
Interest Income/ Expense Detail   
Interest Income Earned On:   
Interest Earned on Loans14,80715,5563,922
Int Inc: Securities2,3502,804853
Int Inc: Other Earn Assets10123539
Int Inc: Secs & Oth Earn Assets2,4513,040892
Int Inc: Total Earn Assets17,25818,5964,814
Interest Expense Incurred On:   
Int Exp: CDs1,0591,093NA
Int Exp: Other Deposits298299NA
Int Exp: Total Deposits1,3561,393346
Int Exp: Debt265307123
Int Exp: Total Int-bearing Liab1,6221,699469

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