Financial Highlights

Select Period: Financial Charting
 2013 FY2014 FY2015 FY2016 FY2017 FQ2 YTD
Period Ended12/31/201312/31/201412/31/201512/31/20166/30/2017
Balance Sheet ($000)   
Total Assets486,909489,395530,087558,566596,289
Total Net Loans249,429257,809285,008295,640345,428
Total Deposits435,899435,507473,526505,888539,142
Equity Attributable to Parent Company37,84340,65843,08333,97737,008
Total Equity37,84340,65843,08333,97737,008
Profitability (%)   
Net Income ($000) 1,7632,0082,8433,5362,315
Net Income Attributable to Parent ($000) 1,7632,0082,8433,5362,315
ROAA0.370.410.560.640.80
Core ROAA0.320.390.540.61NA
ROAE4.615.126.758.1013.10
ROATCE5.296.238.299.6113.10
Core ROAE3.954.836.557.74NA
Net Interest Margin3.273.270.350.343.59
Reported: Net Interest MarginNANA3.47NA3.59
Efficiency Ratio81.3381.4979.2177.0270.83
Noninterest Inc / Operating Rev25.4725.8325.8925.2025.51
Balance Sheet Ratios (%)   
Loans / Deposits57.8959.8960.9559.1164.79
Securities / Assets24.5927.9327.3932.75NA
Total Equity / Total Assets7.778.318.136.086.21
Tangible Equity / Tangible Assets7.778.318.136.086.21
Tang Common Equity / Tang Assets5.666.206.186.086.21
Asset Quality (%)   
NPAs / AssetsNANANANANA
NPA Excl Restructured / Assets2.732.121.440.97NA
NPAs & 90+ PD / AssetsNANANANANA
NPAs / Loans & REONANANANANA
Nonaccrual & 90+ & OREO / Assets2.782.181.471.32NA
NPAs & 90+ PD / Loans & REONANANANANA
NPA & Loans 90+ / Tangible Common Equity + LLRNANANANANA
NCOs / Avg Loans0.470.180.040.04(0.01)
Loan Loss Reserves / Gross Loans1.501.391.321.311.22
Reserves / NPAsNANANANANA
Loan Loss Provision / NCO41.2669.15245.83181.82NM
Capital Adequacy  ()  
Tier 1 Common Capital (CET1) ($000) NANANANANA
Tier 1 Capital ($000) 45,19446,986NANANA
Tier 2 Capital ($000) NANANANANA
Total Capital ($000) 48,81250,633NANANA
Total Risk-weighted Assets ($000) 289,874294,923NANANA
Tier 1 Common Capital (CET1) Ratio (%) NANANANANA
Tier 1 Ratio (%) 15.5915.93NANANA
Total Capital Ratio (%) 16.8417.17NANANA
Liquidity Coverage Ratio (%) NANANANANA
Leverage Ratio (%) 9.449.609.88NA8.03
Basel III Leverage Ratio (%) NANANANANA
Per Share Information ($)   
Common Shares Outstanding (actual) 2,556,2212,398,3712,405,2422,412,2292,421,819
Avg Diluted Shares (actual) 2,556,1462,396,6842,403,4292,410,3072,411,458
Basic Book Value per Share10.7712.6613.6314.0915.28
Basic Tangible Book Value per Share10.7712.6613.6314.0915.28
EPS after Extra0.580.751.101.380.96
EPS after Extra Growth (%) 63.2029.4046.7025.5054.80
Core EPS0.480.701.071.31NA
Core EPS Growth (%) 326.7046.1051.7023.30NA
Diluted EPS before Amortization0.580.751.101.380.96
Pre-Provision Earnings per Share0.570.711.051.290.98
Loading ... ... Please wait loading

Copyright 2017, © S&P Global Market Intelligence  Terms of Use

Return to top

Email pagePDF viewPrint viewRSS FeedsEmail AlertTear sheetMobile IR SiteSocial media sharing

Investor Search

  • Entire IR Site
    Press Releases Only
    Filings Only

Email Link Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, United Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact United Bank by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.

Close |   Continue

×

External Link Disclaimer

United Bank has no control over information at any site hyperlinked to or from this Site. United Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by United Bank of any information in any hyperlinked site. In no event shall United Bank be responsible for your use of a hyperlinked site. If you "Continue", the link will attempt to open a new window. If it is unable to, the link will open in the current window.

Close |   Continue

×